The 2011 EBRI/MGA Consumer Engagement in Health Care: Enrollment Continues Growing

Enrollment in so-called “consumer-driven” health plans continued to grow in 2011, according to the 11th annual EBRI/MGA Consumer Engagement in Health Care Survey (CEHCS).

In 2011, 7 percent of the population was enrolled in a consumer-driven health plan, or CDHP, compared with 5 percent a year ago. The combination of a tax-preferred payment account with a high-deductible health plan is commonly referred to as a consumer-driven health plan (CDHP).

Overall, 15.8 million adults ages 21–64 with private insurance were either in a CDHP or a high-deductible health plan that was eligible for a health savings account (HSA) this year, according to the survey. When their children are included, about 21 million individuals with private insurance, representing about 12 percent of the market, were either in a CDHP or an HSA-eligible plan, the survey found.

Sponsored by the nonpartisan Employee Benefit Research Institute (EBRI) and Mathew Greenwald & Associates, the full report is published in the December 2011 EBRI Issue Brief, “Findings From the 2011 EBRI/MGA Consumer Engagement in Health Care Survey,” now available online at www.ebri.org

As previous versions of the CEHCS have found, the 2011 survey suggests that people who are enrolled in consumer-driven plans tend to have different characteristics than those in traditional health plans. They were somewhat more cost conscious; were more likely to try to find information about their doctor’s cost and quality from sources other than the health plan; and were more likely to take advantage of a health risk assessment. However, they were no more likely than those in traditional plans to participate in health promotion programs.

The full report is online here.

The press release is online here.

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